Kiplinger's Personal Finance Magazine - February 2023

In this issue

THE RIGHT ROBO ADVISER FOR YOU
Thanks to fierce competition among roboadviser firms, even beginning and small investors can now get top-notch portfolio advice and management at vanishingly low prices—in some cases, for free. PLUS: We compare performance and fees for 10 robo advisers.

FIX YOUR FIXED-INCOME PORTFOLIO
Most analysts agree that the worst bond rout in decades is behind us. We’ve prepared a fixedincome action plan that should help you prosper in what promises to be a brand-new bond market.

JOB HUNTERS HAVE A NEW NEGOTIATING TOOL

More employers will be required to disclose salary ranges in job postings.

2 mins

CRYPTO LOSES ITS COOL

INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

3 mins

THE RIGHT ROBO ADVISER FOR YOU

We guide you through a crowded field to find the best fit.

10 mins

Utility Stocks Are Losing Power

INCOME INVESTING - IF A RECESSION PRODUCES ANOTHER SHARP DOWNTURN IN 2023, UTILITIES ARE LIKELY TO SUFFER IN FULL.

2 mins

Follow the Money With These Funds

Firms with healthy cash flows are great choices in dicey markets.

2 mins

Stick With Dividend-Paying Stocks

STREET SMART - DIVIDEND STOCKS MAY NO LONGER PAY MORE THAN TREASURIES. BUT THAT DOESN'T MEAN YOU SHOULD TRADE IN YOUR STOCKS FOR BONDS.

4 mins

Fixing Your Fixed-Income Portfolio

After a brutal year for bonds, prices are attractive and yields are high.

8 mins

RESHOPPING AUTO INSURANCE IN A HIGH-INFLATION WORLD

Premiums are on the rise, but it's a good time to find deals on policies.

10+ mins

HOW TO PREPARE FOR A REALLY LONG RETIREMENT

Longevity is the biggest financial risk for retirees. Take these steps well before you retire to grow and preserve your savings.

10+ mins

Don't Be the Victim of Cyber Fraud

LIVING IN RETIREMENT - PEOPLE AGE 50 AND OVER ARE TARGETED MORE FREQUENTLY THAN OTHER AGE GROUPS FOR INTERNET SCAMS.

2 mins

Breeze Through a Fund Prospectus

Use our guide to focus on what's important to make this task less daunting.

5 mins

Is an Adjustable-Rate Mortgage Right for You?

With fixed rates rising, ARMs offer lower monthly payments for the initial term. But know the risks.

4 mins

A Vintage Budgeting Method Is Back

Millennial Money - if you struggle to keep your spending in check or are working on a savings or debt-payoff goal, cash stuffing is one way to get on track.

3 mins

HEALTH CARE BARGAINS ABROAD

If you can't afford a medical procedure here, investigate options overseas.

10 mins

Read all stories from Kiplinger's Personal Finance

Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.