Ghana is a probable terrorists target. Threats of terrorist violence in Ghana are negatively affecting business. Ghana has four mobile money transfer service providers, and mobile phone penetration has reached over 115 per cent. The mobile money services promise to promote financial. 

The Africa launch of at smartphones with projectors in Accra will lead to a one-touch business hub in the palms of users. Also, phablet (combination of phone and tablet) is one of the novelties that an exclusive interview with the inventor and supplier reveals. 

Lack of openness reared its abhorrent head in the recent row between drivers, on one hand, and the Ghana Insurers Association, National Insurance Commission, and the Ministry of Transport, on the other hand, over the payment of premiums for 2016. Research shows that technology companies are particularly prone to failure at commercialisation because the companies ignore the market and focus too much on the technology.

These, and many more, are what are in store for our readers in the May 2016 edition of GB&F. Enjoy them.

The meteoric rise of First Sky Group and its Group Chairman, Eric Seddy Kutortse, culminating in the spinning out of four companies in construction, tourism and hospitality, commodities and insurance, is delved into by GB&F’s editor, Ayuureyisiya Kapini Atafori.   Enjoy this other interesting articles and features. Grab our August issue and enjoy a good read.

The current figures indicate that Foreign Direct Investment inflows into Ghana are slumping, obviously reflecting the global downturn in investments in the present recession. GB&F editor Ayuureyisiya Kapini Atafori analyses the trends. Enjoy this other interesting articles and features. Grab our July issue and enjoy a good read.

Michael Sjodin, the CEO of Inesfly Africa graces our June cover. He reveals the potency of the company’s innovative ways of killing mosquitoes and insect pests with its micro-encapsulation technology. Enjoy this other interesting articles and features. Grab our June issue and enjoy a good read.

Roshi Motman, the CEO of Tigo Ghana speaks to GB&F about relaunching the Tigo brand and its exciting new product called the Tigo Tribe. Read our interesting articles under the features: Education, Diplomacy, Marketing, Building & Construction, Banking & Finance, SME & Microfinance among others. Enjoy reading our April issue.

This March your favourite ‘Ghana Business & Finance’ magazine offers you interesting content for your enjoyment. Roselyn Byrne concludes her three-part article on why government should set regulations to control how church finances are accounted for and assess them for taxation. HFC Bank is steering a revolution in banking, and it is paying off for the rebranded leading financial institution and its customers.
 
Many business leaders know what keeps customers satisfied and doing that very thing is what business success means, argues J.M. Halm. GB&F continues with the analysis on the Ghana Stock Exchange (GSE), and how integration with other bourses in West Africa could assist Ghana’s exchange. The Ghana Energy Development and Access Project aims to improve the operational efficiency of the electricity distribution system and achieve universal access to power by 2020.
 
With the building of the largest certified ultra-modern state-of-the-art factory in Sub-Saharan Africa for producing secure documents and cards, Margins Group Company Limited is set to achieve its objective of going global soon. Inadequate access to quality extension services has resulted in the inability of smallholder farmers to improve productivity, earning them low income. The selection of Afriwave Ghana Limited to run the first Interconnectivity Clearing House for the telecommunications sector has been dogged by controversy. Some individuals and groups alleged that the National Communications Authority (NCA) did not follow the right procedure to award the contract to Afriwave; but the NCA does not believe so.  
 
To leverage the potentials of city tourism, the government has renewed the plan to start the US$1.55 billion Accra Marine Drive project. After several attempts to do so failed, will the sea frontage ever be transformed into a world-class facility?

Please, read this edition and you will be educated, informed and educated with more interesting articles.

This edition looks at Ghana as it goes to the polls in November, with a fall in export commodities prices, declining Foreign Direct Investment, decreasing agriculture output and a struggling manufacturing sector. There seem to be tougher times ahead. GB&F focuses on The Royal Bank which has achieved excellent performance in three years. Our analysis of the Ghana Stock Exchange reveals that it is not seeing leapfrogging activities. We examine how a new tax and other anti-developmental policies are affecting the operations of the bourse negatively. 

We feature Ghana`s premier fabrics manufacturer, GTP, which is 50 years old, on our cover. GTP continues to make it fashionable for Ghanaians to adorn its products from the cradle to the grave, despite the challenges of piracy and the counterfeiting of its colourful wax prints. The article on Accra, Ghana’s capital, is very comprehensive as the largely filthy city serves as the Number One entry point into Ghana for many tourists. 

We also publish a feature on the survey that Allianz Risk Barometer did on the changing risk landscape globally for businesses with regard to business interruption, cyber attacks, geo-political instability and technology failures. Read the article on how relational cultural behavior can be utilised to develop a
productive brand for corporate entities in Ghana.

We encourage our readers to buy copies of GB&F magazine and enjoy themselves with more interesting articles. Please, have a good read.

This edition explores several sectors of the Ghanaian economy, with a particular focus on industrialization. Under the banking sector, the establishment of the Ghana Export and Import Bank is examined, while under the financial sector we take a look at how hidden taxes, rising policy rates and inflation have combined to induce low investor confidence in the economy.
The analysis of the publishing of business and financial magazines in Ghana is interesting reading, as GB&F magazine celebrated its fifth anniversary in December 2015 after winning two awards. This edition shows that Public-Private Partnerships (PPPs) are now the norm in the provision of infrastructure worldwide, and Ghana has not been left out of the arrangement.      
The cover article on the imperative for Ghana to industrialize is worthwhile food for thought for the government and industrialists. Also, interviews with small-scale manufacturers and entrepreneurs will titillate readers. Furthermore, we attempt to find out how Ghana is leveraging on the global aviation boom to reinvigorate the local aviation industry. 
These sectors, and many others, have been treated in the current edition of GB&F. So we entreat you to get a copy and enjoy these thought-provoking news and analytical articles. Have a good read.

The December edition of GB&F fetes you with a harvest of interesting articles and analyses of over ten (10) sectors in the Ghanaian economy. The magazine’s seasoned columnists also dished out titillating writings on issues dear to your hearts.
For instance, the activities of Ghanaian churches in active profit-making trading should make churches pay taxes, so agues one analyst. The ritual of budget over-runs in election years could be repeated in 2016. But the government has vowed that it would not happen this time round. Won’t it? It seems forming queues to buy goods and services is in the DNA of Ghanaians. One article tackles the ill effects of this habit on sellers of goods, service providers and customers. 

In this edition, you will get to know that mobile money transfer services are huge and are expanding in Ghana, with about 7.17 million clients using the system. Yesteryears, it was a near impossibility for non-bank account holders to receive money directly. Also, the magazine published the life-saving and life-changing humanitarian endeavours of Turkish diplomacy in Africa.

Please, grab a copy of the December issue of GB&F, and enjoy a good read.

The November edition carries the concluding part of the article on the formulation and implementation of national development plans which calls for effective institutional framework and political commitment. As Ghana is preparing a 40-year National Development Plan, it is hoped that the effectiveness of the country’s planning machinery will be enhanced. Public expectations of the 2016 budget are as high as the political and economic stakes in Ghana.  Individual citizens, groups and external donors expect the government to use the new budget to work magic to solve the myriad socio-economic problems. 

The Bank of Ghana is expected to issue Ghana’s first Islamic banking licence by the end of this year. This will bring Small and Medium Enterprises some relief as SMEs will access credit without having to borrow at high interest rates. Many Ghanaians celebrated the commencement of the production of oil in commercial quantities with great expectations that the oil would improve the economy. But after five years, these expectations are dimmed. The better living conditions, jobs and good infrastructure that they had expected are yet to materialise.

The interview with Hamad Buamim, the President and CEO of Dubai Chamber of Commerce, is revealing. Business and trade between Dubai and Africa is booming and the trend will continue. Dubai has adequately prepared to do good business with the continent and reap gains. But businesses in Africa are not well prepared to gain from the relationship. 

Please, take time off and enjoy a good read in November.

The October edition of GB&F looks at development planning in Ghana. You will know that since independence, Ghana implemented numerous development plans but many of them were abandoned, or delayed for financial reasons for political advantage. The article on Ghana’s quest for Eurobonds reveals a dent in its image has occurred when a second issue of US$1.5 billion Eurobonds was postponed. 
Ghanaian women in science are a handful because many of them are deterred from pursuing a career in science at the highest level. But some women have broken the glass ceiling and excelled in science in Ghana and internationally. The much-hyped Sustainable Development Goals (SDGs) may not deliver the new world economy as the old system of wealth ownership and accumulation persists. 
There was euphoria in Kumasi with the announcement of the redevelopment of markets in the metropolis. It was envisaged that the numerous problems associated with markets would come to an end for SMES to operate smoothly. Yet the market redevelopment has turned out to create more complex problems. 
GB&F’s special focus on immigration in Europe is intriguing. Solutions for the associated problems have been proffered. So, dear readers, enjoy the October edition of your must-read magazine.

This September edition of your favourite must-read GB&F magazine tackles the Ghanaian economy by analysing the hope-filled mid-year review presented by Finance Minister Seth Terpker, concluding that the review is hoping against hope. Quick to dig deeper in the financial sector, the magazine has discovered that the Financial Intelligence Centre (FIC) has revealed that cloned cheques fraud is being checked as seven illegal cheques, amounting to GH¢12,158,84.00 were presented but none were successfully cashed in the first quarter of 2015. Many such cheques were honoured last two years, with the criminals laughing from the banks to home.

The exclusive interview and profiling of Airtel's new Marketing Director will capture your attention, whether you like or not. Just sample this: "The first of its kind in the competitive telecommunications industry in Ghana, Airtel Premier is Airtel Ghana's exclusive suite of lifestyle products and services aimed at Recognising, Serving and Engaging its High Value Customers with tailor-made trendy solutions, exclusive access and discount services, loyalty rewards, complimentary gifts and invitations."

 GB&F's unrelenting serial publication of analyses on agriculture continues to indicate the all-importance of the sector. But the gradual decline of the agric-sector is partly because of the paucity of credit facilities for farmers which is being addressed by donor and governmental interventions. Ghana's oil revenue watcher, PIAC, plies a plea in its newest report,calling for the release of timely data and optimal expending of the petro-cash to achieve statutory requirements in order to engineer national development by ensuring transparency and accountability.

Grab your copy now and enjoy a good read!

This edition of GB&F profiles Mr Ishmael Yamson, former CEO of Unilever, for its cover, revealing interesting, little-known insights about the life of this great Ghanaian corporate giant. The mid-year review of the 2015 budget is examined on the note that the optimism its offers may not materialise. This edition also looks at the performance of the Cedi vis-à-vis the major foreign currencies, and predicts that the recent appreciation of the currency is bound to be short-lived. Also, the adb ‘debacle’ has not been left out as the bank’s IPO is set to let it recover.  
This edition analyses in detail the take-over of the work of the Destination Inspection Companies (DICs) at the ports by West Blue and CEPS on September 1, querying: Can they perform better than the DICs?  The state of the production of citrus in Ghana is discussed. With dedicated research and availability of good infrastructure, citrus production could be improved. We then explore Diaspora tourism and bring out its financial and social advantages for Ghana.
Discover titillating and tantalising reports, comments, discourses, pictures and graphics in GB&F’s regulars: Briefs, Corporate Progress, SMEs & Microfinance, Science & Technology, Business & Management, Stats & Indices, Commodities and Photo Gallery. Please, grab your copy now and enjoy a good read!

The Ghana Business & Finance’s (GB&F) July edition’s cover story profiles a key player in the heavy and light machinery market in Ghana, while experienced Dr John Kwakye, a senior economist with the IEA (Ghana), presents a paper on fiscal policy rules that could improve fiscal management in the country.

The edition’s take on the prospects and challenges of microinsurance in Ghana tells us about the necessity of the sub-sector in alleviating poverty. The state-owned Student Loans Trust Fund is courting the private sector to partake in financing tertiary education. There are opportunities for investors to take advantage of Ghana’s foreign exchange trading.

The July edition also covered the role of the Ghana Grains Council in promoting quality seed production through value addition. Turning Ghana’s abundant waste into a gainful resource has been examined by two knowledgeable writers who assert that proper urban garbage management could tidy up the countries towns and cities.

Ghana Business & Finance Magazine Cover - August 2016 Edition

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Ghana Business & Finance (GB&F) is a national, award-winning indigenous monthly magazine focused on engaging Ghana’s business leaders, investors and policy makers in an ongoing discourse about the health of the Ghanaian economy. The magazine uncovers and discusses trends in the oil and gas sector. It questions and analyses the impact of new government policy on the private sector and it unwraps the challenges that face multinationals and SMEs alike which are striving to do business in the country. 
The magazine circulates around the world and keeps the Ghanaian Diaspora abreast of what is going on back home. It does not repeat or supply the news, but GB&F provides in-depth research and case studies on what the potential outcomes of the news may be.

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Ghana Business & Finance Magazine - May 2016

Ghana Business & Finance Magazine - May 2016

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