Take The Bite Out Of The Bills
Money Magazine Australia|June 2021
Planning ahead and shopping around can cut the cost of orthodontics
Susan Hely
Take The Bite Out Of The Bills

Both my kids needed braces. One has a crossbite and the other crooked teeth. I wasn’t prepared for the expense as neither my partner nor I had orthodontics. I soon discovered that if your kids need orthodontics, expect big bills. Prices vary from $6000 to $9500, depending on a range of factors, according to Robert Schwartz, specialist orthodontist and spokesperson for Orthodontics Australia.

He estimates about 300,000 Australians have braces or aligners and about 75% of them are in the mouths of 225,000 children.

What can you do to save money on orthodontics?

Start early. Having orthodontics isn’t an emergency medical procedure, but it is hard to put it off because there is strong evidence that a delay in straightening out crooked teeth will cause problems later, which could be more expensive – and perhaps more painful– to fix.

Orthodontists will tell you that straight teeth are important for self-esteem and confidence. Your dentist will typically give their view on whether your kids need orthodontics when they are around eight to 10 years old, says Schwartz. Some problems could be treated right away but others could be further down the track, allowing you to save up for them.

Private health insurance

Check with your private health insurer to see how much you get back for orthodontic work. The more you pay for health insurance extras the more likely you are able to claim money back for orthodontics. It isn’t available with a basic insurance (extras) plan but it is in plans with special features.

This story is from the June 2021 edition of Money Magazine Australia.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

This story is from the June 2021 edition of Money Magazine Australia.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

MORE STORIES FROM MONEY MAGAZINE AUSTRALIAView All
An outrageous, beautiful monopoly
Money Magazine Australia

An outrageous, beautiful monopoly

Telstra's mobile business is a cash machine with few competitors, giving it the highest returns in the world.

time-read
4 mins  |
July 2024
Drop the anchor to judge value
Money Magazine Australia

Drop the anchor to judge value

Buying and selling decisions should be based on where a stock price is going, not where it has been.

time-read
3 mins  |
July 2024
Powering the AI boom
Money Magazine Australia

Powering the AI boom

Beyond the software and chipmakers, where will the energy come from?

time-read
3 mins  |
July 2024
Get into life
Money Magazine Australia

Get into life

Tucked inside super are products that can protect you from life's inevitable uncertainties.

time-read
5 mins  |
July 2024
Paths to home ownership
Money Magazine Australia

Paths to home ownership

Taking the road less travelled can sometimes deliver unexpected benefits.

time-read
5 mins  |
July 2024
Sold! Quick ways to add value
Money Magazine Australia

Sold! Quick ways to add value

Small, strategic changes can have a big impact on the look and feel of your home. And get you a better price on auction day.

time-read
5 mins  |
July 2024
Money lessons the kids need to know
Money Magazine Australia

Money lessons the kids need to know

Your children can learn a lot from your past money mishaps. Here are eight financial conversations I have had with mine.

time-read
4 mins  |
July 2024
Property-investing rules: are they likely to change?
Money Magazine Australia

Property-investing rules: are they likely to change?

The pressure for the government to curb the tax benefits of tax concessions, such as negative gearing and the capital gains tax discount, is unrelenting. Most recently, independent senators David Pocock and Jacqui Lambie proposed five options for paring back investment property tax concessions, with savings to the Federal budget of up to $60 billion over the next decade.

time-read
3 mins  |
July 2024
What's love got to do with it?
Money Magazine Australia

What's love got to do with it?

A rollercoaster of emotions could be driving poor crypto behaviour.

time-read
3 mins  |
July 2024
Are we ready to be cash-free?
Money Magazine Australia

Are we ready to be cash-free?

Saying goodbye to our piggy banks too soon could leave small businesses in the dark when problems arise.

time-read
2 mins  |
July 2024