Let’s get real: self-reflection may sometimes be daunting but it’s oh-so-necessary in order to push you in the direction of your best self. This issue, we’ve decided to put together four questions that will challenge you to put yourself out there and think beyond your limits. As motivational author Karen Salmansohn said: “A comfort zone is a beautiful place but nothing ever grows there.”
1 Am I in control of my own finances?
What sort of investor are you? Are you someone who invests in whichever direction or avenue you like – which potentially means you have full autonomy over your own finances? Or do you engage a licensed financial planner to look after your investment portfolio? Jennifer breaks down these two types for better clarity.
YOU MAKE AUTONOMOUS DECISIONS
If you’re what’s known as a retail investor, you open your own investment accounts online and invest in shares, derivatives, hedge funds, crowd funding, or mutual funds. What you want to buy or sell is completely within your control. However, you need to bear in mind several factors: how much time do you have to manage your investments especially if you are working; and what sort of expertise or knowledge do you have in the asset class you’re choosing to invest in? All these things will determine your investment outcome.
YOU ENGAGE THE SERVICES OF A LICENSED FINANCIAL PLANNER
A licensed financial planner will look after your investment portfolio – walking you through the proper financial planning process to determine your investment risk profile. They will then invest in the product most suited to you as an individual. Investment goals will be clearly defined and actively managed, or reviewed, by your professional planner on an annual basis according to a letter of engagement that you would have signed and agreed upon. This way, your investment return can be maximised to hedge against inflation.
KNOWING THE EXACT SEGREGATION OF YOUR FINANCES: DOES IT MATTER?
This story is from the January 2019 edition of Her World Malaysia.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber ? Sign In
This story is from the January 2019 edition of Her World Malaysia.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Sign In
Beauty The Natural Way
With climate change rapidly threatening the future of Mother Earth, we urgently need to curb further acts of destruction. We speak to Law Hong Mei, founder of The Olive Tree, about building a beauty brand that is sustainable from the core.
Even Pets Need Tummy Care?
For many, keeping a pet is more than just caring for an animal; pets are family members, too. We speak to veterinary surgeon, Dr Wafaa Abdul Washefffrom Pets Corner Sdn Bhd, to find out how your pets can stay healthy with a suitable diet
The Healing Power Of Unconditional Love
There’s a saying that goes, “Until one has loved an animal, a part of one’s soul remains unawakened.” For one woman, these words resonated deeply. An unlikely companion came into her life at her lowest point and changed everything.
YOU'VE GOT A FRIEND IN ME
“More than half of my time is spent with animals, but I enjoy it,” enthuses animal rescuer, Aileen Lee. The story of this selfless lady’s dedication and love for the fur kids she has saved will warm your heart.
MISSION: Catification
We discover why pet proofing your home ensures harmony and safety for both the owner and the cat.
THE ONE WHO'S TAKING ACTION
Best known for her extensively waitlisted Nina bag, Gabriela Hearst walks the talk when it comes to sustainable luxury. The New York-based designer shares her inspirations, dreams and resolutions for herself and her eponymous label.
BORN TO ENTERTAIN
YOU MIGHT RECOGNISE HER AS THE GENTLE AND LOVING MOTHER IN LEE CHONG WEI, THE BIOPIC OF THE BADMINTON LEGEND, OR THE VULNERABLE YET RESILIENT TEACHER IN WET SEASON, WHICH HIT THE CINEMAS IN MARCH. SOME OF US MAY HAVE SEEN YEO YANN YANN ON THE BIG SCREEN PLAYING VARIOUS CHARACTERS FOR MORE THAN A DECADE. STILL, SHE NEVER FAILS LEAVE HER AUDIENCE IN AWE OF HER ACTING PROWESS.
THE TRUTH BEHIND FAUX FUR
Is imitation fur still a feasible alternative in this modern, fashion-forward world? Nadhirah Othman uncovers how the fur industry – both real and fake – brings a detrimental impact to the well-being of our planet.
Surprising reasons WHY YOUR KID is under performing in school
You’re understandably frustrated that your child isn’t living up to her potential. But before you blame her attitude, check if these conditions are hindering her academically.
A PAWSITIVE' Life
Like in many parts of the world, pet culture has seen exponential growth in Malaysia. In this issue, Lorraine Chai discusses pet therapy, a method of treatment that is gaining traction, and also some of the pet trends you don’t want to miss out on.
