A REAL-life Scrooge has warned his guests he will use a credit card reader to make them pay for their Christmas dinner.Rich Carter is fed up with family and friends arriving for booze, turkey and trimmings without coughing up.So this year the bah humbug businessman plans to get his guests to cough up a minimum of £75 a head.Rich, 44, who lives in swanky Fulham, west London, said: "This year I've pushed the boat out, but they'll have to tap their credit cards for it." The dad of two won't have a problem taking card and phone payments. He's boss and founder of sky-rocketing challenger brand Lopay, Britain's highestrated, lowest-cost card reader service.Wife Nicola, 37, said: "I think he's mad. I'm making sure that every penny the skinflint takes will go to charity." Rich's company Lopay charges as little as 0.79% on every card or phone payment, compared to as much as 4% by the major card reader firms. And a rewards scheme means some pay nothing.

We've found real Scrooge

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