Festive spending, along with strong growth in housing sales, should also support overall volumes, following strong demand for refrigeration products during the summer season this fiscal, Crisil Ratings said in a report on Friday.Led by premiumisation, better operating leverage and stable raw material prices, operating margins will improve to 6.8-7% this fiscal, from 6.5% last fiscal, but will remain below pre-pandemic highs owing to intense competition.While, total capex will remain similar to that incurred last fiscal, consumer durable makers will invest on introducing new features that offer differentiated value proposition to consumers. Strong cash generation and healthy liquid surplus will keep reliance on external debt low, supporting the credit profiles of players, notes the report based on the study of eight consumer durables makers, accounting for 55-60% market share in value terms.As per Shounak Chakravarty, a director with the agency, increasing adoption of easy financing options like no-cost EMIs, credit card loans and buy-now-pay-later schemes are making high-value premium purchases more affordable and accessible. Loans under this category expected to grow 18-20% this fiscal, after having almost doubled over last four years.

Consumer durables makers to see growth

1740,983,270,140,2067,3130

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.