Cosmopolitan Philippines|July 2016

How many times have you heard someone tell you to follow your heart? And how realistic is that given the need to survive financially? Financial experts and authors of I Wish They Taught Money in High School Sharon Que and Clarissa De La Paz show you how you can make these two seemingly opposing ideals work.

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Let’s all agree on something first— we are all born with a passion and a burning desire to do something, something that excites us and gives us a natural high. Whether it’s a personal interest or a hobby, there is always something we are willing to do for free. The good news is, we can also make money out of our passions. You can begin earning money right now. You can do it either full time or part-time. Some jump into it full time, either starting a business focused on it or finding a job involving their passion. Some work it in from the sidelines. One friend built a home-based baking business that eventually led to her putting up her own macaron cafe when she saw the demand. Another friend wanted to put up her own school, so she first got a job as an elementary teacher, learned the ropes, then finally put up a pre-school of her own.

DON’T

  • If you seriously want your backyard business to evolve into a full-blown one, restrain yourself from spending your earnings right away. Save, come up with a business model, let your funds circulate. Your business will need you to have good money habits.

DO

This story is from the July 2016 edition of Cosmopolitan Philippines.

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This story is from the July 2016 edition of Cosmopolitan Philippines.

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