A property can be foreclosed if the property owner defaults on the mortgage payments or becomes delinquent in property taxes payments.
This information is available on the Philadelphia Sheriff’s Office website.
https://www.officeofphiladelphiasheriff .com /en/avoid-losing-your-home/home-owner-resources
1) What if I miss a mortgage or tax bill payment? DO NOT IGNORE LETTERS FROM YOUR LENDER(S) OR TAXING AUTHORITIES. Call or write your lender(s) or taxing authority from which you received notice that you are PAST Due.
When in touch with a lender, be prepared to provide your financial information and reasons for your missed payment(s).
Talk to them about services and programs offered by the city, federal government, or the lender to help you keep your real estate. Discuss options such as selling the property, refinancing, short sales, loan modifications, and second mortgage opportunities. If you have experienced a recent change in your financial situation - reduction of income or increase in living expenses – you may qualify for a temporary suspension of payments or other relief offered.
This story is from the ScoopUSA, Vol. 64 - No. 9 edition of Scoop USA Newspaper.
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This story is from the ScoopUSA, Vol. 64 - No. 9 edition of Scoop USA Newspaper.
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