CATEGORIES
Categories
![Is an Adjustable-Rate Mortgage Right for You?](https://reseuro.magzter.com/100x125/articles/1194/1177219/bk6gKIaIw1674816289098/IS-AN-ADJUSTABLERATE-MORTGAGE-RIGHT-FOR-YOU.jpg)
Is an Adjustable-Rate Mortgage Right for You?
With fixed rates rising, ARMs offer lower monthly payments for the initial term. But know the risks.
![Breeze Through a Fund Prospectus](https://reseuro.magzter.com/100x125/articles/1194/1177219/cAZpBEKEs1674816127258/BREEZE-THROUGH-A-FUND-PROSPECTUS.jpg)
Breeze Through a Fund Prospectus
Use our guide to focus on what's important to make this task less daunting.
![RESHOPPING AUTO INSURANCE IN A HIGH-INFLATION WORLD](https://reseuro.magzter.com/100x125/articles/1194/1177219/DTuiRQ4Ki1674815723767/RESHOPPING-AUTO-INSURANCE-IN-A-HIGHINFLATION-WORLD.jpg)
RESHOPPING AUTO INSURANCE IN A HIGH-INFLATION WORLD
Premiums are on the rise, but it's a good time to find deals on policies.
![Fixing Your Fixed-Income Portfolio](https://reseuro.magzter.com/100x125/articles/1194/1177219/uA3rQuIwB1674815270494/FIXING-YOUR-FIXEDINCOME-PORTFOLIO.jpg)
Fixing Your Fixed-Income Portfolio
After a brutal year for bonds, prices are attractive and yields are high.
![Stick With Dividend-Paying Stocks](https://reseuro.magzter.com/100x125/articles/1194/1177219/rWsUlPhv11674814973156/STICK-WITH-DIVIDENDPAYING-STOCKS.jpg)
Stick With Dividend-Paying Stocks
STREET SMART - DIVIDEND STOCKS MAY NO LONGER PAY MORE THAN TREASURIES. BUT THAT DOESN'T MEAN YOU SHOULD TRADE IN YOUR STOCKS FOR BONDS.
![Follow the Money With These Funds](https://reseuro.magzter.com/100x125/articles/1194/1177219/G6bnvT6w31674814802928/FOLLOW-THE-MONEY-WITH-THESE-FUNDS.jpg)
Follow the Money With These Funds
Firms with healthy cash flows are great choices in dicey markets.
![Utility Stocks Are Losing Power](https://reseuro.magzter.com/100x125/articles/1194/1177219/f2oKEkAbT1674814647795/UTILITY-STOCKS-ARE-LOSING-POWER.jpg)
Utility Stocks Are Losing Power
INCOME INVESTING - IF A RECESSION PRODUCES ANOTHER SHARP DOWNTURN IN 2023, UTILITIES ARE LIKELY TO SUFFER IN FULL.
![THE RIGHT ROBO ADVISER FOR YOU](https://reseuro.magzter.com/100x125/articles/1194/1177219/uUO8ssvmG1674814038089/THE-RIGHT-ROBO-ADVISER-FOR-YOU.jpg)
THE RIGHT ROBO ADVISER FOR YOU
We guide you through a crowded field to find the best fit.
![Don't Be the Victim of Cyber Fraud](https://reseuro.magzter.com/100x125/articles/1194/1177219/an2QlCx2s1674813626050/DONT-BE-THE-VICTIM-OF-CYBER-FRAUD.jpg)
Don't Be the Victim of Cyber Fraud
LIVING IN RETIREMENT - PEOPLE AGE 50 AND OVER ARE TARGETED MORE FREQUENTLY THAN OTHER AGE GROUPS FOR INTERNET SCAMS.
![HOW TO PREPARE FOR A REALLY LONG RETIREMENT](https://reseuro.magzter.com/100x125/articles/1194/1177219/MxSmhtI021674812646709/HOW-TO-PREPARE-FOR-A-REALLY-LONG-RETIREMENT.jpg)
HOW TO PREPARE FOR A REALLY LONG RETIREMENT
Longevity is the biggest financial risk for retirees. Take these steps well before you retire to grow and preserve your savings.
![You can save more in 2023](https://reseuro.magzter.com/100x125/articles/1194/1121945/GQY5Ed7pE1667893807890/crp_IRS-Retirement-accounts-Inflation-Health-insurance-plan.jpg)
You can save more in 2023
Inflation has increased the cost of living. But it has also ratcheted up how much you can save in tax-advantaged accounts.
![Your guide to open enrollment](https://reseuro.magzter.com/100x125/articles/1194/1096222/czTCff80g1665567656903/crp_Health-care-Well-being-benefits-Inflation-Mental-health-Lifestyle-coaching-Diabetes-management.jpg)
Your guide to open enrollment
Health care costs have continued to rise, but employers are enhancing benefits for 2023.
![Don't Give Up on Developing Markets](https://reseuro.magzter.com/100x125/articles/1194/1096222/XCa-6MzuQ1665566727861/crp_Federal-Reserve-Emerging-Markets-index-ACWI-EMI-MSCI-Bradesco-Itau-Unibanco-Brasilagro-Grupo-Aeroportuario-del-Pacifico.jpg)
Don't Give Up on Developing Markets
Most investors today worry about inflation and the response to it from the Federal Reserve, but it's time for a longer view.
![The Right Focus Helps This Fund](https://reseuro.magzter.com/100x125/articles/1194/1121945/L3tLKtEz_1667915241422/THE-RIGHT-FOCUS-HELPS-THIS-FUND.jpg)
The Right Focus Helps This Fund
Health care services is a bright spot in a shaky sector.
![Nibble at These Core Index Bargains](https://reseuro.magzter.com/100x125/articles/1194/1121945/gpCccjDEq1667915134309/NIBBLE-AT-THESE-CORE-INDEX-BARGAINS.jpg)
Nibble at These Core Index Bargains
THE KIPLINGER ETF 20 UPDATE
![Democracy's Civilian Force](https://reseuro.magzter.com/100x125/articles/1194/1121945/wisER88Ox1667900974050/DEMOCRACYS-CIVILIAN-FORCE.jpg)
Democracy's Civilian Force
PAYING IT FORWARD | His group's mission: to promote American values around the globe.
![TURBOCHARGED TAX INCENTIVES FOR EVs](https://reseuro.magzter.com/100x125/articles/1194/1121945/k06ySeSU61667900358865/TURBOCHARGED-TAX-INCENTIVES-FOR-EVS.jpg)
TURBOCHARGED TAX INCENTIVES FOR EVs
The Inflation Reduction Act created new tax breaks for electric vehicles. Here's a guide to which vehicles count and the best time to buy.
![How to Navigate a Down Market](https://reseuro.magzter.com/100x125/articles/1194/1121945/GPD0K92Qq1667900134612/HOW-TO-NAVIGATE-A-DOWN-MARKET.jpg)
How to Navigate a Down Market
If there were a prize for living through unprecedented events, millennials might win first place. Older millennials entered the job market during the Great Recession and have since experienced a devastating pandemic and a spike in inflation not seen in 40 years.
![Plan Your Holiday Tipping Strategy](https://reseuro.magzter.com/100x125/articles/1194/1121945/xn-2VITiK1667900013699/PLAN-YOUR-HOLIDAY-TIPPING-STRATEGY.jpg)
Plan Your Holiday Tipping Strategy
Tipping is a way to thank people who have provided a service all year. But how much? And who?
![Stock Buybacks Are Here to Stay](https://reseuro.magzter.com/100x125/articles/1194/1121945/R9lPnfrDp1667899878729/STOCK-BUYBACKS-ARE-HERE-TO-STAY.jpg)
Stock Buybacks Are Here to Stay
A new tax will barely dent a corporate buying spree. But be selective about investing in firms repurchasing shares.
![A Lump-Sum Payout Might Make Sense](https://reseuro.magzter.com/100x125/articles/1194/1121945/mVM1W4m4I1667899751502/A-LUMPSUM-PAYOUT-MIGHT-MAKE-SENSE.jpg)
A Lump-Sum Payout Might Make Sense
If you're considering taking a one-time payout, don't put it off. Its value will decline as rates rise.
![THE KIPLINGER DIVIDEND 15 UPDATE OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET](https://reseuro.magzter.com/100x125/articles/1194/1121945/jCy6yABYw1667899216854/THE-KIPLINGER-DIVIDEND-15-UPDATE-OUR-DIVIDEND-PICKS-HOLD-UP-IN-A-BAD-MARKET.jpg)
THE KIPLINGER DIVIDEND 15 UPDATE OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET
Tweaks to the list this year focus on growing payouts.
![Bespoke Portfolios Promise More Choice](https://reseuro.magzter.com/100x125/articles/1194/1121945/A4kl0-vKq1667898960753/BESPOKE-PORTFOLIOS-PROMISE-MORE-CHOICE.jpg)
Bespoke Portfolios Promise More Choice
Tax efficiency is the primary goal for many new personalized index offerings, but they come with a lot of caveats.
![How to Retire With No Regrets](https://reseuro.magzter.com/100x125/articles/1194/1121945/ZKuLWSoCE1667898695246/HOW-TO-RETIRE-WITH-NO-REGRETS.jpg)
How to Retire With No Regrets
LIVING IN RETIREMENT
![RETIRING EARLY? NAIL DOWN HEALTH INSURANCE](https://reseuro.magzter.com/100x125/articles/1194/1121945/3Rhmm4qz91667898367637/RETIRING-EARLY-NAIL-DOWN-HEALTH-INSURANCE.jpg)
RETIRING EARLY? NAIL DOWN HEALTH INSURANCE
If you're thinking about quitting before age 65, make sure you know your options for health care coverage.
![SMOOTH YEAR-END MONEY MOVES](https://reseuro.magzter.com/100x125/articles/1194/1121945/KQ04nd_Ki1667896402218/SMOOTH-YEAREND-MONEY-MOVES.jpg)
SMOOTH YEAR-END MONEY MOVES
Follow these strategies to save money and shape up your personal finances. But act before New Year's Eve or you'll be late to the party.
![Good Reasons to Review Your Estate Plan](https://reseuro.magzter.com/100x125/articles/1194/1121945/uAFFdjUVR1667894909068/GOOD-REASONS-TO-REVIEW-YOUR-ESTATE-PLAN.jpg)
Good Reasons to Review Your Estate Plan
If you have a will or trust, congratulations. But you're not done.
![Airline Stocks: Too Much Baggage](https://reseuro.magzter.com/100x125/articles/1194/1121945/0NV1tPw-e1667894391875/AIRLINE-STOCKS-TOO-MUCH-BAGGAGE.jpg)
Airline Stocks: Too Much Baggage
STREET SMART
![A Bond-Fund Manager to Watch](https://reseuro.magzter.com/100x125/articles/1194/1121945/GmmA4I6Ix1667894077941/A-BONDFUND-MANAGER-TO-WATCH.jpg)
A Bond-Fund Manager to Watch
INCOME INVESTING
![FUEL WILL COST MORE THIS WINTER](https://reseuro.magzter.com/100x125/articles/1194/1121945/2_Mr5Tybk1667893904585/FUEL-WILL-COST-MORE-THIS-WINTER.jpg)
FUEL WILL COST MORE THIS WINTER
In early October, OPEC and its partners announced a plan to reduce oil exports. Faced with a potential global recession, the cartel and its allies said that later this year they will collectively sell 2 million fewer barrels per day to avoid supply getting out of whack with lower demand.