2021: Year Of Small-Caps?

Smaller stocks may outperform the others this year. The rise can be 30 percent more than in headline indices

Cashing In On Real Estate

The first and foremost thing to keep in mind before adding real estate to the investment portfolio is that “it is not an extremely liquid investment.”

Are You Cyber Secure?

Your bank accounts, and details of credit and debit cards can be up for sale on the dark web. Run for cover, quickly

Missed The Bus? Wait For Next One

In the short run, one could follow the money flow into stocks. Once corrections revalue prices, opportunities may open up

SENSEX-30 OR BSE-500

The rally, which was hitherto restricted to large-caps, has begun to spread to mid-caps and small-caps. But volatility will continue and this will not be a completely secular boom

Money Spinning Mid Caps?

With stringent regulatory compliances, large companies are likely to grow and smaller ones may get wiped out, but mid-sized ones to offer much hope, says Dhiraj Relli, Managing Directors, HDFC Securities, during an interview with Yagnesh Kansara and Debjoy Sengupta. Edited excerpts.

Protect Your Child

Start early in building a healthy corpus for your kid’s future

Money Smart

Teach your child how to manage pocket money and achieve goals. Time to inculcate financial discipline

Living The Dream

Multi-skilling in modern technologies is the in thing leading to blend of inter-disciplinary career choices

Come, Join The IPO Party

Be careful not to get a hangover. There are highs, and profits to be made. But the path to the riches is full of obstacles. Don't seek mere listing gains, and don't get swayed by grey market premiums

Goodbye Tension, Hello Pension

Start an early plan for your retirement. Focus on your risk appetite to allocate savings and investments across multiple metrics

Tweaks In Health Cover

Always disclose a pre-existing health condition and pay premium on time

Costly Covers, Better Care

Annual health insurance premium may see a sudden surge as the regulator’s diktat widens health coverage, making health policies more inclusive and less complicated

COVID Fails To Dampen Startup Funding

The crisis-ridden economy has helped some startups emerge as $1 billion companies, with innovative and resilient approach

HOMING IN

Low prices, cheap interest, plentiful supply: this may finally be your chance to buy a home. But its foundation must be on wise, careful choices

Sun Always Shines After The Storm

Hold on to your SIPs, sidestep the market noise and focus on financial goals for better returns

Some Mortar For Bricks

Realty crashed against hard reality in March, but Cap’n RBI is at hand

Protection Quotient

Women should choose customised insurance covers for special needs and financial protection

On The Path To Recovery

The startup ecosystem, which was grappling with liquidity concerns, is getting back to normalcy. Many startups are getting more funding and gaining traction than before

MSMEs Struggle To Stay Alive

The backbone of India’s economy employing over 100 million faces trying times

Divide On Digital Transaction

As debate rages on whether to charge digital transactions, experts feel there is a need to incentivise these platforms

Emerging Trends Post Covid Era

Embracing technology has enabled everything - from selling insurance policies to verification to claim settlement - in real time

Betting Culture & IPL

Digital payment firms have experienced a 50 per cent surge in demand as their usage doubled since the start of the COVID-19 crisis. With digital platforms dominating the country, a survey from LocalCircles found that a majority of Indians feel advertisements from gambling platforms an area of concern.

How To Save More Tax

Make informed decisions, consult an expert and save on your unnecessary tax burden

Senior Living In Post-COVID World

There is a growing need for comfortable, curated-care homes with the pandemic leaving Independent elderly at lurch, struggling for small chores

Splurge Or Not?

Spend lavishly during this festive season? Or save for emergencies? Ways to solve the desire/thrift dilemma

New gigs in town

The festive season is creating a surge of temporary jobs everywhere. It’s a gig economy, but it’s a start

Insure With A Two-In-One Plan

A joint term insurance plan is best option to secure the future of your family, spouse and you

Insurance Goes Paperless

Video-based tools are providing face-to-face customer interaction for selling insurance policies and claim settlements

Half Celebration During Festivals

The big, fat Indian wedding is off. But India beats the dhol with EMIs, digital gold