CATEGORIES

7 Ways to Prevent Text Neck

Our head is heavier at an angle than it is at a neutral position. That means our increasing usage of smartphones for reading, texting, etc is putting undue pressure on our spine

How To Take Your Networking To Next Level

Networking is one of the best ways to use your time

5 Fun Ways To Save Money

There are several simple ways to reduce spending and rack up more cash. Sukanta Kundu lists some interesting ones.

Understand Money Past, Present And Future

It is important to strike a balance between the desire to prepare for the future and save versus the impulse to live for the present and enjoy earnings now

Buddy, Either A Borrower Or A Lender Be...

P2P lenders are (mostly) for-profit online “marketplaces” like Flipkart or, eBay, that arrange for borrowers to deal with lenders directly

Why The World Must Pay Heed To The 'Crypto Wave'?

Prolonged ignorance could result in a sudden shock for the global economy

Demo Hasn't Dented Deposits

Demonetization has resulted in a permanent improvement in bank deposits while not really inspiring large withdrawals among people in its aftermath

How Big Basket Grew To Become India's Leading E-grocer

Mubaashir Ansari interviews Hari Menon, Co-Founder & CEO, Big Basket

Faster Internet Speed Spurring OTT Growth In India

Though the Internet speed in India is still at just a third of the global average, industry players feel the optimal data speed, coupled with friendlier data costs, will lead to higher OTT growth

Ask The Finapolis

Col. Sanjeev Govila (retd) of Hum Fauji Investments answers readers’ queries on investments, taxation and personal finance. Do you have a question you want answered? Email your question to feedback@thefinapolis.com

10 Questions About Your Credit Score

A look into what a credit score is and what can happen if you don’t keep it high

'RERA' At The Rear Of Builders

Even as only 13 states have notified new real estate law, it holds out a lot of promises

Personal income tax: Losing its relevance

Finance Minister Arun Jaitley put the spotlight on the issue of tax evasion in his February 1 budget speech with some eye-opening statistics.

What to do if you have Two bosses

Nearly everyone finds it tough keeping the boss happy sometimes. But what if you had a steady stream of conflicting requests and competing deadlines coming simultaneously from two bosses or more? An increasing number of workers are finding themselves reporting to multiple bosses, experts say, and figuring out how to manage those who manage you comes with its own special set of demands — and opportunities.

Loans aren't necessarily bad. They can be good too

If something sounds too good to be true,” goes the old cliché, “it probably isn’t.” Similarly, many people perceive a loan as something that’s best avoided. It’s best to be self-reliant, they feel. And why bother with the paperwork? Thanks to such attitudes, loans are something that people opt for only as a last resort.

Conciliatory, but Inconclusive

Finance Minister Arun Jaitley’s Budget helps him tide over political and economic issues this year, but he will face a test next year.

The Comeback Of Kochi

Kochi hits a six to become the next highly preferred real estate destination in India.

As Bank Rates Dip, Where To Get Better RoI

With bank interest rates trending downwards in the last three years, it has become imperative to look at alternative instruments of investments.

Shield Yourself Against Lower Deposit Rates

Investing in some of the below options will help you lock-in your interest rate in the present downcycle

Tearing Peace Into Pieces

The address by Donald Trump at the United Nation’s General Assembly on September 19 and the threat he held out that the US would “totally destroy North Korea” and the unbridled use of language dotted with phrases like “…but I’m going to handle it because we have to handle it: Little Rocket Man,” and the eventual acerbic retort threatening to nuke the US by Kim Jong Un reached a flashpoint. This is not only sending the proverbial chills down the spine of the nations who don’t have their skin in the game too, but even the markets are bleeding with skies overcast with fear of war.

In Search of Higher Returns Amid Falling Rates

As Bank Deposit Rates Fall, Even Conservative Investors Are Switching Assets. Where Can They Go? 

National Savings Certificates Help as Interest Rates Fall

National Savings Certificates (NSCs) have been among the most popular tax-saving options for ages. In spite of the advent of market-linked investment products such as equity-linked savings schemes (ELSS), the certificates have retained their charm for certain sections of society. In this column, let us discuss the various facets of this special instrument of investment.

What Drives Us to Invest?

I had made the journey from economics to finance. As part of Keynesian economics, we were taught about the three motives to hold money: the transactions motive, the precautionary motive and the speculative motive; all through my teaching career that remained part of my Keynesian economics. But two decades, later when I immersed myself into the world of investment, I had to develop my own tools to understand the new discipline and make my investors understand the working of their own minds. One night as lay turning on my back, poring over the day’s happenings, suddenly I made a strong connection between what I had studied years back and the problem I was grappling with now: the motives.

Planning Your Taxes Can Unlock Hidden Wealth

Does your tax-saving plan start in December and end with last-minute investments? You could be losing out on higher deductions and better returns

Why India Can't Boycott Chinese Goods!

Indian politicians are leading a campaign to boycott Chinese goods.

Why A 'Plan B' Approach Can Backfire

Always take backup. We hear it all the time. In everyday life, it translates to something like, “It pays to have a Plan B” or allusions to the Robert Burns poem about “the best laid plans” often going awry.

The Many Cheques & Balances

The moment you walk into a bank, know that the charge meter has been turned on

'Banks Have The Right To Levy Service Charges'

With the recent revision in banking service charges by a host of banks, including State Bank of India, HDFC Bank, ICICI Bank, we put some questions to The Banking Codes and Standards Board of India (BCSBI) on how customers are impacted by the host of service charges. Anand Aras, CEO, BCSBI, elaborates to S Vijaykrishnan.

Satapathy's Stories

Similarities between Mr. Pencil and Mr. Investing

Ouch... Debited

Here’s a peep into the pitfalls behind that swipe of your debit card